Retirement is subjective. Every person is unique.
I searched and searched the internet and failed to find a retirement plan template that truly fits my needs. So I built my own template and it evolved many times until I was able to do detailed scenario planning for my retirement. And this empowered me to rethink retirement.
In the process, I learned much and I am sure I will continue to learn more in the years to come. I am sharing my journey "on OIRU", hoping it can be useful to you as you plan your retirement. Or maybe your retirement is already under way? I hope we can learn from each other and I will share the learnings here also.
Looking forward to sharing this journey with you.
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Disclaimer: Anything I share is not intended as financial advice; I am merely sharing personal opinions and experiences. The information is of general nature and you should only use it as a place to start your own research and you certainly should do your own due diligence. You ought to seek professional financial advice before making any decisions.